Wednesday, August 20, 2008

Living on a prayer, a few bucks and a humbled soul

A budget conscious girl I may describe myself now. Armed with luxurious purchases which are more or less on impulse. With a lil encouragement from my beloved sis with the sign card loh~. Recent purchases had thrown my budget way off. As of end 2007, I had meant to be cautious with how I spend and vowed to start saving for rainy days but I was so close, so close to fulfilling my mission.  I had been more thrifty and more cautious with how I budget my spending but old habit never die, the “evil” side of me had gotten the best of me and I had in a span of 3 months in a row bought expensive item. Now I am repaying what I had paid using the ever so trusted visa cards. I do not want to snow ball any debts and willed to pay every cent.  I had to struggle through August which I am seeing the end and it had been so tough, so suffocating for not having the normal spending power. I am yet to climb a tougher mountain for Sep.  My perspective had changed this month of Aug and I had been humbled to not to make the same mistake again.  I know that I can make it through when I did a mental calculation before I sign those damn card but mental calculation vs reality…..

 

IT WAS TOUGH!

 

I prayed and thank the Lord for each day that I had a few dollars to spend for my meals. I am thankful for my survival after my crazy purchases. I had learned not to spend on credits. I also see 1 of my purchases is equivalent to approx 332 decent meals I am having now on my pathetic budget.

 

I hope I had finally learned my lesson and blog’ing this is to remind myself!

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